A man says his ex-wife became upset after he told her she would soon need to find her own insurance.
The conversation happened after she asked him to submit a therapy receipt through his insurance for reimbursement — something he had been doing while they were still legally married.
Now he’s wondering whether drawing that boundary makes him the problem.
The Request That Started the Argument
The man explained that his ex recently sent him a therapy receipt and asked him to submit it through his insurance so she could be reimbursed.
But he told her that she should start looking for her own coverage.
According to him, their divorce paperwork has already been filed, and once everything is finalized, he plans to contact his insurance provider to remove her from the policy.
For now, he says he’s still submitting the existing claim, but he wanted to give her a heads-up that the arrangement won’t continue.
Her Reaction
His ex-wife didn’t take the news well.
He says she questioned whether he actually wanted to maintain their current friendship if he was going to stop helping with her therapy coverage.
To him, the two issues are separate.
He says he’s open to staying friendly after the divorce, but continuing to cover her medical expenses through his insurance doesn’t make sense once they’re no longer married.
Clarifying the Situation
After receiving questions, he added more context.
The couple has already lived separately for about a year and is now formally filing for divorce.
He also mentioned that he lives in Canada, where healthcare works differently than in the United States.
While doctor visits are generally covered through public healthcare, things like therapy often require private insurance through an employer.
Because of that, she has been relying on his work insurance to reimburse those sessions.
Why Many People Said He Wasn’t Wrong
Many readers pointed out that once a divorce is finalized, most insurance companies require spouses to be removed from the plan anyway.
User illustriouspsycho shared their experience:
“I don’t think you can legally keep her on your insurance once divorced.”
Others argued that continuing to provide coverage after the relationship ends would blur financial boundaries.
User WhereDidDjtTouchYou wrote:
“True friendship isn’t based on monetary support.”
A Question of Boundaries After Divorce
For the man, the situation isn’t about refusing help — it’s about setting expectations before the divorce becomes official.
He says he simply wanted his ex-wife to prepare for the change rather than be surprised later.
But her reaction has left him wondering whether ending that support — even after their marriage ends — makes him the one in the wrong.
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